How Does FEMA Help Homeowners After Storms?

8/25/2022 (Permalink)

FEMA can aid you after a storm

How Does FEMA Assist Homeowners Following Storms?

After your home in Hebron, KY, has been affected by storms and flooding, it can be helpful to seek assistance. Understanding how FEMA (Federal Emergency Management Agency) can assist homeowners can be useful to you after a flood.

1. Evaluates the Home

Once your application for assistance has been received and when it is safe to do so, the agency will send someone from the organization to evaluate your home. Storms can cause a vast amount of damage to a home, and it’s important that each home is assessed on an individual basis. Homes that have sustained widespread damage may require more thorough evaluations, whereas homes that have only been minorly impacted will likely be quicker since damage can be more easily spotted.

2. Provides Documentation

In addition to evaluating the damage that has occurred to your home, FEMA also will document the damage as well. This documentation is often necessary in order for the agency to determine whether or not you qualify for financial aid. Many insurance companies require documentation after a storm has occurred, so it can also be helpful to send the information to your insurance provider.

3. Offers Compensation

In some circumstances, the agency offers financial aid to homeowners whose homes have been majorly affected by a disaster. Regardless of whether or not you do receive aid, you the organization will send you a letter explaining how the decision was made. If you have received aid, the letter will generally suggest that you spend the money on services and items that will improve the state of your home, such as emergency restoration services. Those who were denied aid, however, can make an appeal.

Knowing how FEMA can aid you after a storm can you determine what additional assistance you may require. After a storm, the agency will evaluate your home, document what has occurred and may provide you with compensation.